Hines Interests Limited Partnership 401(k) Review & Grade
Pay Deferral and Savings Plan of Hines Interests Limited Partnership
Houston, TXReal Estate & Rental2,818 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$5,472Employer $ per active participant
$11,621Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$873.2MNet plan assets, end of year
$198,402Average balance per account
Score breakdown
- Employer generosity48.0 / 5096th percentile for employer $ per participant
- Low cost17.2 / 2569th percentile for low admin cost vs. same-size plans
- Employee saving14.7 / 1598th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score90 / 100 · Grade A
This plan vs. peers
Peers: Real Estate & Rental plans with 2,500–9,999 active participants (50 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 96th |
| Lower admin cost | 69th |
| Employee saving | 98th |
| Peers that auto-enroll | 46% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Hines Interests Limited Partnership put in about $5,472 per active participant, more than the typical peer ($1,141). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $15,422,949 |
| Participant (employee) contributions | $32,754,884 |
| Other contributions (incl. rollovers in) | $3,961,081 |
| Administrative expenses paid from the plan | $564,353 |
| Investment advisory & management fees | $67,856 |
| Other admin expenses | $70,878 |
| Benefits paid out | $55,189,960 |
| Net assets, start / end of year | $771.1M / $873.2M |
| Active participants, start / end of year | 2,838 / 2,799 |
| Participants with account balances | 4,401 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Weaver and Tidwell, LLP |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $237,391 reported compensation |
| Prime Capital Investment Advisors | $70,200 reported compensation |
| The Lampo Group, Inc. | $35,268 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251003132409NAL0000874387001, received 2025-10-03, EIN 76-0293595, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.