Holland Residential, LLC 401(k) Review & Grade
Holland Residential, LLC 401(k) Plan
Vancouver, WAReal Estate & Rental768 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,432Employer $ per active participant
$6,797Employee $ saved per active participant
0.17%Direct admin cost, % of plan assets
$68.7MNet plan assets, end of year
$81,261Average balance per account
Score breakdown
- Employer generosity42.9 / 5086th percentile for employer $ per participant
- Low cost14.9 / 2560th percentile for low admin cost vs. same-size plans
- Employee saving12.3 / 1582th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score73 / 100 · Grade B
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 86th |
| Lower admin cost | 60th |
| Employee saving | 82th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Holland Residential put in about $3,432 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,636,087 |
| Participant (employee) contributions | $5,219,975 |
| Other contributions (incl. rollovers in) | $965,824 |
| Administrative expenses paid from the plan | $110,236 |
| Contract administrator fees | $63,952 |
| Investment advisory & management fees | $46,284 |
| Benefits paid out | $10,103,243 |
| Net assets, start / end of year | $62.0M / $68.7M |
| Active participants, start / end of year | 778 / 758 |
| Participants with account balances | 846 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $63,952 reported compensation |
| Raymond James Financial | $46,304 reported compensation |
| Pension Plan Specialists, PC | $37,963 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250925113727NAL0007608193001, received 2025-09-25, EIN 05-0551632, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.