Husky Injection Molding System, Inc. 401(k) Review & Grade
Husky Retirement Savings
Milton, VTWholesale Trade524 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$7,107Employer $ per active participant
$6,559Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$175.2MNet plan assets, end of year
$210,571Average balance per account
Score breakdown
- Employer generosity47.4 / 5095th percentile for employer $ per participant
- Low cost21.6 / 2587th percentile for low admin cost vs. same-size plans
- Employee saving11.2 / 1574th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score73 / 100 · Grade B
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 95th |
| Lower admin cost | 87th |
| Employee saving | 74th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
What to do if you're in this plan
- Husky Injection Molding System put in about $7,107 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,724,225 |
| Participant (employee) contributions | $3,437,143 |
| Other contributions (incl. rollovers in) | $247,131 |
| Administrative expenses paid from the plan | $86,179 |
| Investment advisory & management fees | $16,554 |
| Other admin expenses | $41,289 |
| Benefits paid out | $13,821,156 |
| Net assets, start / end of year | $153.5M / $175.2M |
| Active participants, start / end of year | 534 / 514 |
| Participants with account balances | 832 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cliftonlarsonallen LLP |
Largest service providers (Schedule C)
| Mercer Investments LLC | $41,289 reported compensation |
| Fidelity Investments Institutional | $28,336 reported compensation |
| Strategic Advisors, Inc. | $16,554 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250924150433NAL0003095315001, received 2025-09-24, EIN 36-2514693, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.