Intercontinental Exchange, Inc. 401(k) Review & Grade
Intercontinental Exchange, Inc. 401(k) Plan
Atlanta, GAFinance & Insurance6,296 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$8,106Employer $ per active participant
$12,330Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$3.3BNet plan assets, end of year
$267,688Average balance per account
Score breakdown
- Employer generosity40.9 / 5082th percentile for employer $ per participant
- Low cost17.5 / 2570th percentile for low admin cost vs. same-size plans
- Employee saving12.7 / 1585th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score71 / 100 · Grade B
This plan vs. peers
Peers: Finance & Insurance plans with 2,500–9,999 active participants (199 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 82th |
| Lower admin cost | 70th |
| Employee saving | 85th |
| Peers that auto-enroll | 66% |
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Red flags from the filing
Corrective distributions: the plan refunded $112 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Intercontinental Exchange put in about $8,106 per active participant, more than the typical peer ($4,489). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $51,030,317 |
| Participant (employee) contributions | $77,623,690 |
| Other contributions (incl. rollovers in) | $10,860,634 |
| Administrative expenses paid from the plan | $1,866,344 |
| Contract administrator fees | $4,500 |
| Investment advisory & management fees | $1,344,214 |
| Other admin expenses | $172,521 |
| Benefits paid out | $175,849,964 |
| Net assets, start / end of year | $2.4B / $3.3B |
| Active participants, start / end of year | 4,982 / 7,609 |
| Participants with account balances | 12,408 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Frazier & Deeter |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $349,609 reported compensation |
| Strategic Advisors, Inc. | $193,636 reported compensation |
| Aon Investments USA Inc. | $127,033 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013082309NAL0001487696001, received 2025-10-13, EIN 46-2286804, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.