Intermedia.net, Inc. 401(k) Review & Grade
Intermedia.net 401(k) Plan
Sunnyvale, CAInformation566 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,360Employer $ per active participant
$10,592Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$62.9MNet plan assets, end of year
$112,875Average balance per account
Score breakdown
- Employer generosity11.8 / 5024th percentile for employer $ per participant
- Low cost21.8 / 2587th percentile for low admin cost vs. same-size plans
- Employee saving9.3 / 1562th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score43 / 100 · Grade D
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 24th |
| Lower admin cost | 87th |
| Employee saving | 62th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Intermedia.net put in about $1,360 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $769,956 |
| Participant (employee) contributions | $5,995,327 |
| Other contributions (incl. rollovers in) | $1,865,576 |
| Administrative expenses paid from the plan | $27,954 |
| Benefits paid out | $2,471,095 |
| Net assets, start / end of year | $49.3M / $62.9M |
| Active participants, start / end of year | 565 / 567 |
| Participants with account balances | 557 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $27,954 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251002125659NAL0001300018001, received 2025-10-02, EIN 41-1816682, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.