Investors Mgmt Trust Real Estate Group 401(k) Review & Grade
Investors Management Trust Real Estate Group, Inc. 401(k) Retirement Savings Plan
Sherman Oaks, CAReal Estate & Rental576 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,590Employer $ per active participant
$4,729Employee $ saved per active participant
0.52%Direct admin cost, % of plan assets
$26.5MNet plan assets, end of year
$35,047Average balance per account
Score breakdown
- Employer generosity29.7 / 5059th percentile for employer $ per participant
- Low cost5.5 / 2522th percentile for low admin cost vs. same-size plans
- Employee saving9.6 / 1564th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score48 / 100 · Grade C
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 59th |
| Lower admin cost | 22th |
| Employee saving | 64th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Investors Mgmt Trust Real Estate Group put in about $1,590 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.52% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $915,570 |
| Participant (employee) contributions | $2,723,855 |
| Other contributions (incl. rollovers in) | $170,461 |
| Administrative expenses paid from the plan | $126,500 |
| Other admin expenses | $20,152 |
| Benefits paid out | $2,758,745 |
| Net assets, start / end of year | $22.4M / $26.5M |
| Active participants, start / end of year | 580 / 572 |
| Participants with account balances | 757 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly, US, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $89,023 reported compensation |
| Sageview | $20,152 reported compensation |
| Baker Tilly US, LLP | $17,325 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013114811NAL0002647170001, received 2025-10-13, EIN 95-4510577, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.