Jubilant Pharmova Holdings, Inc. and 401(k) Review & Grade
Jubilant Pharma Holdings Inc. and Subsidiaries 401(k) Plan
Yardley, PAManufacturing1,734 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,290Employer $ per active participant
$5,354Employee $ saved per active participant
0.16%Direct admin cost, % of plan assets
$147.1MNet plan assets, end of year
$98,424Average balance per account
Score breakdown
- Employer generosity24.8 / 5050th percentile for employer $ per participant
- Low cost15.3 / 2561th percentile for low admin cost vs. same-size plans
- Employee saving8.5 / 1556th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score52 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 50th |
| Lower admin cost | 61th |
| Employee saving | 56th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Jubilant Pharmova Holdings, Inc. and put in about $2,290 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,971,675 |
| Participant (employee) contributions | $9,283,337 |
| Other contributions (incl. rollovers in) | $2,490,253 |
| Administrative expenses paid from the plan | $224,309 |
| Contract administrator fees | $142,546 |
| Investment advisory & management fees | $81,763 |
| Benefits paid out | $17,512,139 |
| Net assets, start / end of year | $131.3M / $147.1M |
| Active participants, start / end of year | 1,747 / 1,721 |
| Participants with account balances | 1,495 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cliftonlarsenallen LLP |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $142,546 reported compensation |
| Mercer Investments LLC | $81,763 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250917101333NAL0000816274001, received 2025-09-17, EIN 14-1811739, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.