Kabafusion Holdings, L.L.C. 401(k) Review & Grade
Kabafusion 401(k) Plan
Cerritos, CAHealth Care & Social Assistance1,535 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,090Employer $ per active participant
$4,345Employee $ saved per active participant
0.89%Direct admin cost, % of plan assets
$45.4MNet plan assets, end of year
$45,394Average balance per account
Score breakdown
- Employer generosity36.0 / 5072th percentile for employer $ per participant
- Low cost2.1 / 258th percentile for low admin cost vs. same-size plans
- Employee saving10.8 / 1572th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score52 / 100 · Grade C
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 72th |
| Lower admin cost | 8th |
| Employee saving | 72th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Kabafusion Holdings put in about $2,090 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.89% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,208,024 |
| Participant (employee) contributions | $6,669,057 |
| Other contributions (incl. rollovers in) | $1,029,108 |
| Administrative expenses paid from the plan | $356,424 |
| Contract administrator fees | $321,795 |
| Other admin expenses | $34,629 |
| Benefits paid out | $4,858,334 |
| Net assets, start / end of year | $34.9M / $45.4M |
| Active participants, start / end of year | 1,506 / 1,564 |
| Participants with account balances | 1,000 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Hutchinson and Bloodgood LLP |
Largest service providers (Schedule C)
| Wells Fargo Advisors LLC PCG | $193,456 reported compensation |
| The Pension Center of Florida | $42,288 reported compensation |
| Empower Annuity Insurance Co of Ame | $14,999 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251003132104NAL0001450193001, received 2025-10-03, EIN 27-3572421, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.