Kelly Operations Group LLC 401(k) Review & Grade
Kelly Companies 401(k) Plan
North Versailles, PAAdministrative, Support & Staffing Services525 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$83Employer $ per active participant
$586Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$343,091Net plan assets, end of year
$819Average balance per account
Score breakdown
- Employer generosity8.6 / 5017th percentile for employer $ per participant
- Low cost18.2 / 2573th percentile for low admin cost vs. same-size plans
- Employee saving3.4 / 1523th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score40 / 100 · Grade D
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 500–2,499 active participants (401 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 17th |
| Lower admin cost | 73th |
| Employee saving | 23th |
| Peers that auto-enroll | 27% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Kelly Operations Group put in about $83 per active participant, below the typical peer ($712). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $43,746 |
| Participant (employee) contributions | $307,390 |
| Other contributions (incl. rollovers in) | – |
| Administrative expenses paid from the plan | $360 |
| Investment advisory & management fees | $165 |
| Benefits paid out | $5,714 |
| Net assets, start / end of year | $0 / $343,091 |
| Active participants, start / end of year | 542 / 508 |
| Participants with account balances | 419 |
| Auto-enrollment (feature code 2S) | Yes |
Largest service providers (Schedule C)
| Adp, Inc. | $195 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250730163424NAL0004378913001, received 2025-07-30, EIN 30-0952404, plan #001, plan year 2024-08-01 to 2024-12-31. Verify at efast.dol.gov.