Kennedy/jenks Consultants, Inc. 401(k) Review & Grade
Kennedy/jenks Consultants, Inc. Profit Sharing Retirement Plan
San Francisco, CAProfessional, Scientific & Technical Services502 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,201Employer $ per active participant
$12,206Employee $ saved per active participant
0.13%Direct admin cost, % of plan assets
$148.0MNet plan assets, end of year
$205,781Average balance per account
Score breakdown
- Employer generosity26.1 / 5052th percentile for employer $ per participant
- Low cost17.1 / 2568th percentile for low admin cost vs. same-size plans
- Employee saving11.4 / 1576th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score65 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 52th |
| Lower admin cost | 68th |
| Employee saving | 76th |
| Peers that auto-enroll | 48% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Kennedy/jenks Consultants put in about $3,201 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,605,497 |
| Participant (employee) contributions | $6,121,370 |
| Other contributions (incl. rollovers in) | $343,258 |
| Administrative expenses paid from the plan | $173,777 |
| Investment advisory & management fees | $50,480 |
| Benefits paid out | $8,118,413 |
| Net assets, start / end of year | $130.0M / $148.0M |
| Active participants, start / end of year | 496 / 507 |
| Participants with account balances | 719 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Hood & Strong LLP |
Largest service providers (Schedule C)
| Schwab Retirement Plan Services,inc | $145,177 reported compensation |
| Silicon Valley Retment Services LLC | $28,600 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010081621NAL0012631344001, received 2025-10-10, EIN 94-2147007, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.