Koppers Inc. 401(k) Review & Grade
Employee Savings Plan of Koppers Inc and Subsidiaries
Pittsburgh, PAManufacturing1,231 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$7,942Employer $ per active participant
$6,955Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$218.9MNet plan assets, end of year
$133,396Average balance per account
Score breakdown
- Employer generosity46.5 / 5093th percentile for employer $ per participant
- Low cost20.6 / 2583th percentile for low admin cost vs. same-size plans
- Employee saving10.9 / 1573th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score88 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 93th |
| Lower admin cost | 83th |
| Employee saving | 73th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Koppers put in about $7,942 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $9,776,967 |
| Participant (employee) contributions | $8,562,115 |
| Other contributions (incl. rollovers in) | $3,991,612 |
| Administrative expenses paid from the plan | $133,444 |
| Benefits paid out | $12,559,572 |
| Net assets, start / end of year | $182.3M / $218.9M |
| Active participants, start / end of year | 1,214 / 1,248 |
| Participants with account balances | 1,641 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Schneider Downs & Co., Inc. |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $133,444 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006184920NAL0004124129001, received 2025-10-06, EIN 25-1588399, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.