KPS Global, LLC 401(k) Review & Grade
KPS Global, LLC 401(k) Plan
Fort Worth, TXManufacturing784 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,757Employer $ per active participant
$4,343Employee $ saved per active participant
0.30%Direct admin cost, % of plan assets
$45.3MNet plan assets, end of year
$47,638Average balance per account
Score breakdown
- Employer generosity29.5 / 5059th percentile for employer $ per participant
- Low cost10.0 / 2540th percentile for low admin cost vs. same-size plans
- Employee saving6.3 / 1542th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score56 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 59th |
| Lower admin cost | 40th |
| Employee saving | 42th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- KPS Global put in about $2,757 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,162,662 |
| Participant (employee) contributions | $3,406,748 |
| Other contributions (incl. rollovers in) | $2,876,206 |
| Administrative expenses paid from the plan | $125,684 |
| Contract administrator fees | $125,684 |
| Benefits paid out | $4,954,727 |
| Net assets, start / end of year | $37.4M / $45.3M |
| Active participants, start / end of year | 776 / 793 |
| Participants with account balances | 950 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Roedl Langford De Kock LLP |
Largest service providers (Schedule C)
| Gallagher Benefit Services Inc | $72,403 reported compensation |
| Economic Group Pension Services | $18,762 reported compensation |
| KPS Global LLC | $11,735 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251016122725NAL0006309073001, received 2025-10-16, EIN 38-3980033, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.