Leadventure 401(k) Review & Grade

Leadventure 401(k) Savings Plan

Lake Oswego, ORInformation754 active participantsPlan year 2024

Estimate from the plan's Form 5500 filing · How we grade

$2,118Employer $ per active participant

$6,139Employee $ saved per active participant

$0 reportedDirect admin cost, % of plan assets

$51.0MNet plan assets, end of year

$55,972Average balance per account

Score breakdown

Employer generosity17.3 / 50
35th percentile for employer $ per participant
Low cost12.5 / 25
No direct expenses reported, scored neutral
Employee saving4.7 / 15
31th percentile for employee $ per participant
Plan features3 / 10
Default investment

Total score38 / 100 · Grade D

This plan vs. peers

Peers: Information plans with 500–2,499 active participants (310 plans).

Measure	Percentile
Employer $ per participant	35th
Lower admin cost	neutral
Employee saving	31th
Peers that auto-enroll	59%

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Red flags from the filing

No red flags were reported on this filing's compliance questions.

What to do if you're in this plan

Leadventure put in about $2,118 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
The plan reported no administrative expenses paid from plan assets. The employer may pay them, or the costs may be built into fund fees. Check your 404(a)(5) fee disclosure for each fund's expense ratio.
Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.

The raw numbers from the filing

Employer contributions	$1,596,602
Participant (employee) contributions	$4,629,119
Other contributions (incl. rollovers in)	$383,993
Administrative expenses paid from the plan	$0
Benefits paid out	$4,526,317
Net assets, start / end of year	$42.6M / $51.0M
Active participants, start / end of year	795 / 713
Participants with account balances	912
Auto-enrollment (feature code 2S)	Not reported
Auditor	KBF Cpas - Audit, LLP

Largest service providers (Schedule C)

Fidelity Investments Institutional

$118,564 reported compensation

Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014131606NAL0006013986001, received 2025-10-14, EIN 39-1388360, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.