Link Logistics Real Estate Holdco LLC 401(k) Review & Grade
Link Logistics 401(k) Plan
New York, NYReal Estate & Rental1,045 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$8,981Employer $ per active participant
$12,034Employee $ saved per active participant
0.14%Direct admin cost, % of plan assets
$96.8MNet plan assets, end of year
$82,771Average balance per account
Score breakdown
- Employer generosity49.7 / 5099th percentile for employer $ per participant
- Low cost16.5 / 2566th percentile for low admin cost vs. same-size plans
- Employee saving14.5 / 1597th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score81 / 100 · Grade A
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 99th |
| Lower admin cost | 66th |
| Employee saving | 97th |
| Peers that auto-enroll | 47% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Corrective distributions: the plan refunded $2,683 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Link Logistics Real Estate Holdco put in about $8,981 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $9,385,261 |
| Participant (employee) contributions | $12,576,041 |
| Other contributions (incl. rollovers in) | $2,850,219 |
| Administrative expenses paid from the plan | $132,266 |
| Investment advisory & management fees | $43,920 |
| Benefits paid out | $6,325,577 |
| Net assets, start / end of year | $0 / $96.8M |
| Active participants, start / end of year | 979 / 1,111 |
| Participants with account balances | 1,169 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Sikich CPA USA LLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $88,346 reported compensation |
| Gallagher Fiduciary Advisors LLC | $41,250 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007120512NAL0002444387001, received 2025-10-07, EIN 83-1825705, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.