Liveramp Holdings, Inc. Liveramp Inc. 401(k) Review & Grade
Liveramp Holdings, Inc. Retirement Savings Plan
San Francisco, CAProfessional, Scientific & Technical Services1,184 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$10,525Employer $ per active participant
$15,969Employee $ saved per active participant
0.13%Direct admin cost, % of plan assets
$557.6MNet plan assets, end of year
$159,035Average balance per account
Score breakdown
- Employer generosity45.8 / 5092th percentile for employer $ per participant
- Low cost16.6 / 2567th percentile for low admin cost vs. same-size plans
- Employee saving13.8 / 1592th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score86 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 92th |
| Lower admin cost | 67th |
| Employee saving | 92th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Liveramp Holdings, Inc. Liveramp put in about $10,525 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $12,462,006 |
| Participant (employee) contributions | $18,906,849 |
| Other contributions (incl. rollovers in) | $4,317,120 |
| Administrative expenses paid from the plan | $710,008 |
| Other admin expenses | $357,625 |
| Benefits paid out | $53,906,314 |
| Net assets, start / end of year | $503.5M / $557.6M |
| Active participants, start / end of year | 1,190 / 1,178 |
| Participants with account balances | 3,506 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Forvis Mazars, LLP |
| Employer stock held by plan | $19,929,295 |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $191,873 reported compensation |
| Ubs | $106,250 reported compensation |
| Forvis | $76,237 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250829153630NAL0019436912001, received 2025-08-29, EIN 83-1269307, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.