Liveview Technologies, Inc. 401(k) Review & Grade
LVT 401(k) Plan
American Fork, UTInformation533 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,267Employer $ per active participant
$3,970Employee $ saved per active participant
1.77%Direct admin cost, % of plan assets
$7.5MNet plan assets, end of year
$20,821Average balance per account
Score breakdown
- Employer generosity19.3 / 5039th percentile for employer $ per participant
- Low cost0.4 / 252th percentile for low admin cost vs. same-size plans
- Employee saving2.2 / 1515th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score22 / 100 · Grade F
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 39th |
| Lower admin cost | 2th |
| Employee saving | 15th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $324 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Liveview Technologies put in about $2,267 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (1.77% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,208,306 |
| Participant (employee) contributions | $2,116,140 |
| Other contributions (incl. rollovers in) | $1,088,965 |
| Administrative expenses paid from the plan | $94,465 |
| Benefits paid out | $582,501 |
| Net assets, start / end of year | $3.1M / $7.5M |
| Active participants, start / end of year | 459 / 607 |
| Participants with account balances | 361 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Richey, May & Co., LLP |
Largest service providers (Schedule C)
| Transamerica Life Insurance | $56,902 reported compensation |
| Global Retirement Partners LLC | $25,790 reported compensation |
| Dwc-The 401(k) Experts | $11,772 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015202007NAL0002966899001, received 2025-10-15, EIN 20-2350309, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.