Lnproduction, Inc. 401(k) Review & Grade
Inproduction, Inc. Retirement Savings Plan
Warrenville, ILArts, Entertainment & Recreation554 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,058Employer $ per active participant
$2,039Employee $ saved per active participant
0.36%Direct admin cost, % of plan assets
$11.4MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity25.7 / 5051th percentile for employer $ per participant
- Low cost8.4 / 2534th percentile for low admin cost vs. same-size plans
- Employee saving6.6 / 1544th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score44 / 100 · Grade D
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 500–2,499 active participants (225 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 51th |
| Lower admin cost | 34th |
| Employee saving | 44th |
| Peers that auto-enroll | 38% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Lnproduction put in about $1,058 per active participant, more than the typical peer ($995). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.36% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $586,606 |
| Participant (employee) contributions | $1,130,561 |
| Other contributions (incl. rollovers in) | $107,911 |
| Administrative expenses paid from the plan | $35,915 |
| Investment advisory & management fees | $20,559 |
| Benefits paid out | $287,401 |
| Net assets, start / end of year | $8.4M / $11.4M |
| Active participants, start / end of year | 538 / 571 |
| Participants with account balances | 223 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Keiter |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company | $15,356 reported compensation |
| Ifp Advisors Inc DBA Independent | $10,844 reported compensation |
| Janney Montgomery Scott LLC | $9,086 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250915144647NAL0001100609001, received 2025-09-15, EIN 20-5020877, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.