Los Angeles County Museum of Natural History Foundation 401(k) Review & Grade
Natural History Museum Foundation Retirement Plan
Los Angeles, CAArts, Entertainment & Recreation737 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,194Employer $ per active participant
$2,794Employee $ saved per active participant
0.12%Direct admin cost, % of plan assets
$52.0MNet plan assets, end of year
$50,616Average balance per account
Score breakdown
- Employer generosity28.1 / 5056th percentile for employer $ per participant
- Low cost17.3 / 2569th percentile for low admin cost vs. same-size plans
- Employee saving8.8 / 1558th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score57 / 100 · Grade C
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 500–2,499 active participants (225 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 56th |
| Lower admin cost | 69th |
| Employee saving | 58th |
| Peers that auto-enroll | 38% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Los Angeles County Museum of Natural History Foundation put in about $1,194 per active participant, more than the typical peer ($995). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $879,615 |
| Participant (employee) contributions | $2,058,874 |
| Other contributions (incl. rollovers in) | $77,064 |
| Administrative expenses paid from the plan | $59,251 |
| Contract administrator fees | $59,091 |
| Investment advisory & management fees | $10 |
| Other admin expenses | $150 |
| Benefits paid out | $2,975,460 |
| Net assets, start / end of year | $45.9M / $52.0M |
| Active participants, start / end of year | 730 / 744 |
| Participants with account balances | 1,027 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Farber Hass Hurley LLP |
Largest service providers (Schedule C)
| Voya Retirement Insurance & Annuity | $59,342 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250625105109NAL0019193378001, received 2025-06-25, EIN 95-6132185, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.