Mettler-Toledo, LLC 401(k) Review & Grade
Mettler-Toledo, LLC Enhanced Retirement Savings Plan
Columbus, OHManufacturing3,369 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,621Employer $ per active participant
$7,926Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$793.2MNet plan assets, end of year
$169,931Average balance per account
Score breakdown
- Employer generosity26.6 / 5053th percentile for employer $ per participant
- Low cost22.2 / 2589th percentile for low admin cost vs. same-size plans
- Employee saving10.1 / 1567th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
- Red-flag deductions-13 pts2 issues reported on the filing
Total score46 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 53th |
| Lower admin cost | 89th |
| Employee saving | 67th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($7,750 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
Corrective distributions: the plan refunded $3,513 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Mettler-Toledo put in about $3,621 per active participant, more than the typical peer ($3,452). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $12,199,974 |
| Participant (employee) contributions | $26,701,844 |
| Other contributions (incl. rollovers in) | $6,709,424 |
| Administrative expenses paid from the plan | $240,980 |
| Other admin expenses | $240,980 |
| Benefits paid out | $64,353,691 |
| Net assets, start / end of year | $709.4M / $793.2M |
| Active participants, start / end of year | 3,327 / 3,411 |
| Participants with account balances | 4,668 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Clark, Schaferer, Hackett & Co. |
| Employer stock held by plan | $21,702,696 |
Largest service providers (Schedule C)
| Vanguard Group Inc. | $252,275 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250701101917NAL0018359328001, received 2025-07-01, EIN 34-1538688, plan #031, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.