Motion & Control Enterprises, LLC 401(k) Review & Grade
Mce 401(k) Retirement Plan
Zelienople, PAWholesale Trade780 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,834Employer $ per active participant
$5,237Employee $ saved per active participant
0.26%Direct admin cost, % of plan assets
$43.9MNet plan assets, end of year
$51,296Average balance per account
Score breakdown
- Employer generosity25.7 / 5051th percentile for employer $ per participant
- Low cost11.6 / 2547th percentile for low admin cost vs. same-size plans
- Employee saving8.8 / 1559th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score56 / 100 · Grade C
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 51th |
| Lower admin cost | 47th |
| Employee saving | 59th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Motion & Control Enterprises put in about $1,834 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,431,194 |
| Participant (employee) contributions | $4,087,392 |
| Other contributions (incl. rollovers in) | $6,088,872 |
| Administrative expenses paid from the plan | $97,919 |
| Benefits paid out | $4,743,343 |
| Net assets, start / end of year | $32.9M / $43.9M |
| Active participants, start / end of year | 775 / 786 |
| Participants with account balances | 855 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Sisterson & Co, LLP |
Largest service providers (Schedule C)
| Ascensus | $97,242 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014130516NAL0001425603001, received 2025-10-14, EIN 51-0398076, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.