Mountain View Hospital LLC 401(k) Review & Grade
Mountain View Hospital LLC 401(k) Plan
Idaho Falls, IDHealth Care & Social Assistance2,105 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,847Employer $ per active participant
$2,859Employee $ saved per active participant
0.91%Direct admin cost, % of plan assets
$70.1MNet plan assets, end of year
$44,166Average balance per account
Score breakdown
- Employer generosity34.2 / 5068th percentile for employer $ per participant
- Low cost1.9 / 258th percentile for low admin cost vs. same-size plans
- Employee saving8.2 / 1555th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score47 / 100 · Grade C
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 68th |
| Lower admin cost | 8th |
| Employee saving | 55th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Mountain View Hospital put in about $1,847 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.91% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,888,562 |
| Participant (employee) contributions | $6,017,880 |
| Other contributions (incl. rollovers in) | $980,266 |
| Administrative expenses paid from the plan | $578,957 |
| Contract administrator fees | $111,939 |
| Investment advisory & management fees | $126,107 |
| Benefits paid out | $5,874,815 |
| Net assets, start / end of year | $57.0M / $70.1M |
| Active participants, start / end of year | 2,010 / 2,200 |
| Participants with account balances | 1,587 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Wipfli LLP |
Largest service providers (Schedule C)
| Empower Annuity Ins Co of America | $340,911 reported compensation |
| Edward D Jones & Co L P | $126,107 reported compensation |
| Pinnacle Pension Services | $115,548 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250919140059NAL0005533826001, received 2025-09-19, EIN 82-0516012, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.