Multi-Color Corporation 401(k) Review & Grade
Multi-Color 401(k) Savings Plan
Batavia, OHManufacturing4,732 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,408Employer $ per active participant
$5,098Employee $ saved per active participant
0.11%Direct admin cost, % of plan assets
$466.7MNet plan assets, end of year
$80,348Average balance per account
Score breakdown
- Employer generosity17.7 / 5035th percentile for employer $ per participant
- Low cost13.8 / 2555th percentile for low admin cost vs. same-size plans
- Employee saving5.7 / 1538th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score47 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 35th |
| Lower admin cost | 55th |
| Employee saving | 38th |
| Peers that auto-enroll | 70% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Multi-Color put in about $2,408 per active participant, below the typical peer ($3,452). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $11,396,205 |
| Participant (employee) contributions | $24,125,043 |
| Other contributions (incl. rollovers in) | $3,351,130 |
| Administrative expenses paid from the plan | $483,861 |
| Contract administrator fees | $600 |
| Investment advisory & management fees | $72,542 |
| Other admin expenses | $96,943 |
| Benefits paid out | $71,756,117 |
| Net assets, start / end of year | $438.4M / $466.7M |
| Active participants, start / end of year | 4,519 / 4,946 |
| Participants with account balances | 5,808 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Ernst & Young, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $263,876 reported compensation |
| Onedigital Investment Advisors LLC | $96,943 reported compensation |
| Strategic Advisors, Inc. | $72,542 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251002153629NAL0000659585001, received 2025-10-02, EIN 31-1125853, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.