Natus Medical Incorporated 401(k) Review & Grade
Natus Medical Incorporated 401(k) Profit Sharing Plan
Pleasanton, CAManufacturing658 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,283Employer $ per active participant
$12,326Employee $ saved per active participant
0.00%Direct admin cost, % of plan assets
$124.3MNet plan assets, end of year
$127,218Average balance per account
Score breakdown
- Employer generosity24.7 / 5049th percentile for employer $ per participant
- Low cost24.9 / 2599th percentile for low admin cost vs. same-size plans
- Employee saving14.2 / 1595th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score64 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 49th |
| Lower admin cost | 99th |
| Employee saving | 95th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $10,110 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Natus Medical Incorporated put in about $2,283 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,503,292 |
| Participant (employee) contributions | $8,116,671 |
| Other contributions (incl. rollovers in) | $985,581 |
| Administrative expenses paid from the plan | $2,795 |
| Investment advisory & management fees | $65,793 |
| Benefits paid out | $13,148,244 |
| Net assets, start / end of year | $108.3M / $124.3M |
| Active participants, start / end of year | 674 / 643 |
| Participants with account balances | 977 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Lbmc, PC |
Largest service providers (Schedule C)
| Precept Advisory Group | $45,000 reported compensation |
| Strategic Advisors, Inc. | $20,793 reported compensation |
| Lbmc, PC | $14,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250801085405NAL0003115107001, received 2025-08-01, EIN 77-0154833, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.