Production Resource Group, LLC 401(k) Review & Grade
Production Resource Group 401k Plan
New Windsor, NYReal Estate & Rental1,194 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,404Employer $ per active participant
$6,704Employee $ saved per active participant
0.08%Direct admin cost, % of plan assets
$173.6MNet plan assets, end of year
$86,594Average balance per account
Score breakdown
- Employer generosity27.2 / 5054th percentile for employer $ per participant
- Low cost20.0 / 2580th percentile for low admin cost vs. same-size plans
- Employee saving12.2 / 1581th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score62 / 100 · Grade B
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 54th |
| Lower admin cost | 80th |
| Employee saving | 81th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Production Resource Group put in about $1,404 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,676,848 |
| Participant (employee) contributions | $8,004,412 |
| Other contributions (incl. rollovers in) | $240,307 |
| Administrative expenses paid from the plan | $123,307 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $23,885 |
| Benefits paid out | $13,330,183 |
| Net assets, start / end of year | $146.7M / $173.6M |
| Active participants, start / end of year | 1,160 / 1,228 |
| Participants with account balances | 2,005 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Eisneramper LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $99,422 reported compensation |
| Strategic Advisors, Inc. | $23,885 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251001120014NAL0012579313001, received 2025-10-01, EIN 14-1786937, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.