Project Resources Group, Inc. 401(k) Review & Grade
Project Resources Group, Inc. Profit Sharing Plan
Greenwood Village, COProfessional, Scientific & Technical Services783 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,127Employer $ per active participant
$2,573Employee $ saved per active participant
0.23%Direct admin cost, % of plan assets
$20.8MNet plan assets, end of year
$37,677Average balance per account
Score breakdown
- Employer generosity10.7 / 5021th percentile for employer $ per participant
- Low cost12.5 / 2550th percentile for low admin cost vs. same-size plans
- Employee saving2.0 / 1513th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score28 / 100 · Grade F
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 21th |
| Lower admin cost | 50th |
| Employee saving | 13th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Project Resources Group put in about $1,127 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $882,199 |
| Participant (employee) contributions | $2,014,467 |
| Other contributions (incl. rollovers in) | $240,624 |
| Administrative expenses paid from the plan | $42,738 |
| Contract administrator fees | $42,738 |
| Benefits paid out | $1,682,065 |
| Net assets, start / end of year | $16.3M / $20.8M |
| Active participants, start / end of year | 741 / 825 |
| Participants with account balances | 551 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| The Vanguard Group Inc | $38,088 reported compensation |
| Tpa Services Inc | $25,820 reported compensation |
| Ascensus | $176 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013184243NAL0000905795001, received 2025-10-13, EIN 84-1576547, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.