Prometheus Group, Inc. 401(k) Review & Grade
First Supply LLC Retirement Plan
La Crosse, WIWholesale Trade691 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,597Employer $ per active participant
$4,615Employee $ saved per active participant
0.30%Direct admin cost, % of plan assets
$64.4MNet plan assets, end of year
$80,459Average balance per account
Score breakdown
- Employer generosity22.0 / 5044th percentile for employer $ per participant
- Low cost10.2 / 2541th percentile for low admin cost vs. same-size plans
- Employee saving7.3 / 1549th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score50 / 100 · Grade C
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 44th |
| Lower admin cost | 41th |
| Employee saving | 49th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Prometheus Group put in about $1,597 per active participant, below the typical peer ($1,792). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,103,664 |
| Participant (employee) contributions | $3,189,179 |
| Other contributions (incl. rollovers in) | $124,749 |
| Administrative expenses paid from the plan | $185,317 |
| Investment advisory & management fees | $169,317 |
| Benefits paid out | $6,912,184 |
| Net assets, start / end of year | $60.2M / $64.4M |
| Active participants, start / end of year | 672 / 710 |
| Participants with account balances | 800 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Wipfli |
Largest service providers (Schedule C)
| Trust Point Inc | $169,317 reported compensation |
| Wipfli | $16,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010163703NAL0004796083001, received 2025-10-10, EIN 39-0414790, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.