Quality Brand Group LLC 401(k) Review & Grade
Quality Brand Group LLC 401(k) Plan
Stamford, CTAccommodation & Food Services538 active participantsPlan year 2024
Estimate from the plan's Form 5500-SF filing · How we grade
$233Employer $ per active participant
$747Employee $ saved per active participant
0.35%Direct admin cost, % of plan assets
$4.2MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity23.1 / 5046th percentile for employer $ per participant
- Low cost8.7 / 2535th percentile for low admin cost vs. same-size plans
- Employee saving7.0 / 1547th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score42 / 100 · Grade D
This plan vs. peers
Peers: Accommodation & Food Services plans with 500–2,499 active participants (458 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 46th |
| Lower admin cost | 35th |
| Employee saving | 47th |
| Peers that auto-enroll | 17% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Quality Brand Group put in about $233 per active participant, below the typical peer ($266). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.35% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $125,223 |
| Participant (employee) contributions | $401,361 |
| Other contributions (incl. rollovers in) | $20,904 |
| Administrative expenses paid from the plan | $13,163 |
| Benefits paid out | $270,288 |
| Net assets, start / end of year | $3.3M / $4.2M |
| Active participants, start / end of year | 530 / 545 |
| Participants with account balances | 153 |
| Auto-enrollment (feature code 2S) | Not reported |
Source: DOL EFAST2 Form 5500-SF filing, acknowledgment ID 20250627052259NAL0022122690001, received 2025-06-27, EIN 83-1101002, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.