Rawlings Sporting Goods Company, Inc. 401(k) Review & Grade
Rawlings Sporting Goods 401(k) Plan
ST. Louis, MOWholesale Trade852 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,313Employer $ per active participant
$4,758Employee $ saved per active participant
0.14%Direct admin cost, % of plan assets
$68.7MNet plan assets, end of year
$73,724Average balance per account
Score breakdown
- Employer generosity30.7 / 5061th percentile for employer $ per participant
- Low cost16.2 / 2565th percentile for low admin cost vs. same-size plans
- Employee saving7.8 / 1552th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score58 / 100 · Grade C
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 61th |
| Lower admin cost | 65th |
| Employee saving | 52th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Rawlings Sporting Goods Company put in about $2,313 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,969,384 |
| Participant (employee) contributions | $4,051,532 |
| Other contributions (incl. rollovers in) | $478,651 |
| Administrative expenses paid from the plan | $88,045 |
| Investment advisory & management fees | $88,045 |
| Benefits paid out | $3,077,953 |
| Net assets, start / end of year | $56.2M / $68.7M |
| Active participants, start / end of year | 852 / 851 |
| Participants with account balances | 932 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Kimberlin Company, PLLC |
Largest service providers (Schedule C)
| Empower Advisory Group, LLC | $18,487 reported compensation |
| Empower Annuity Insurance Company O | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015113151NAL0008987410001, received 2025-10-15, EIN 43-1674348, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.