Regal Cinemas, Inc. 401(k) Review & Grade
Regal Entertainment Group 401(k) Plan
Knoxville, TNInformation8,352 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$413Employer $ per active participant
$788Employee $ saved per active participant
0.12%Direct admin cost, % of plan assets
$182.7MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity4.2 / 508th percentile for employer $ per participant
- Low cost12.4 / 2550th percentile for low admin cost vs. same-size plans
- Employee saving0.0 / 150th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score20 / 100 · Grade F
This plan vs. peers
Peers: Information plans with 2,500–9,999 active participants (60 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 8th |
| Lower admin cost | 50th |
| Employee saving | 0th |
| Peers that auto-enroll | 63% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Regal Cinemas put in about $413 per active participant, below the typical peer ($3,691). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,448,491 |
| Participant (employee) contributions | $6,583,312 |
| Other contributions (incl. rollovers in) | $497,197 |
| Administrative expenses paid from the plan | $215,731 |
| Contract administrator fees | $215,731 |
| Benefits paid out | $16,984,530 |
| Net assets, start / end of year | $168.9M / $182.7M |
| Active participants, start / end of year | 8,295 / 8,408 |
| Participants with account balances | 2,310 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Lbmc, PC |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $215,731 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250910130009NAL0013181299001, received 2025-09-10, EIN 62-1412720, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.