Regional Women's Health Group, LLC 401(k) Review & Grade
Axia Women's Health 401(k) Profit Sharing Plan
Voorhess, NJHealth Care & Social Assistance2,185 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$5,696Employer $ per active participant
$5,973Employee $ saved per active participant
0.08%Direct admin cost, % of plan assets
$324.0MNet plan assets, end of year
$100,193Average balance per account
Score breakdown
- Employer generosity46.1 / 5092th percentile for employer $ per participant
- Low cost19.6 / 2578th percentile for low admin cost vs. same-size plans
- Employee saving13.2 / 1588th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score82 / 100 · Grade A
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 92th |
| Lower admin cost | 78th |
| Employee saving | 88th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Regional Women's Health Group put in about $5,696 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $12,445,301 |
| Participant (employee) contributions | $13,051,887 |
| Other contributions (incl. rollovers in) | $1,344,271 |
| Administrative expenses paid from the plan | $253,538 |
| Contract administrator fees | $600 |
| Investment advisory & management fees | $147,907 |
| Benefits paid out | $29,007,959 |
| Net assets, start / end of year | $290.5M / $324.0M |
| Active participants, start / end of year | 2,250 / 2,120 |
| Participants with account balances | 3,234 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $105,631 reported compensation |
| Creative Planning LLC | $100,190 reported compensation |
| Strategic Advisors, Inc. | $47,717 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010135019NAL0012713248001, received 2025-10-10, EIN 22-3693606, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.