Remington Seeds, LLC. 401(k) Review & Grade
Remington Seeds, LLC. 401(k) Plan
Remington, INAgriculture, Forestry, Fishing & Hunting698 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,498Employer $ per active participant
$4,871Employee $ saved per active participant
0.08%Direct admin cost, % of plan assets
$65.3MNet plan assets, end of year
$83,157Average balance per account
Score breakdown
- Employer generosity38.5 / 5077th percentile for employer $ per participant
- Low cost19.5 / 2578th percentile for low admin cost vs. same-size plans
- Employee saving12.4 / 1583th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score80 / 100 · Grade A
This plan vs. peers
Peers: Agriculture, Forestry, Fishing & Hunting plans with 500–2,499 active participants (118 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 77th |
| Lower admin cost | 78th |
| Employee saving | 83th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Remington Seeds put in about $2,498 per active participant, more than the typical peer ($774). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,742,074 |
| Participant (employee) contributions | $3,397,801 |
| Other contributions (incl. rollovers in) | $864,255 |
| Administrative expenses paid from the plan | $51,437 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $58,701 |
| Benefits paid out | $5,917,063 |
| Net assets, start / end of year | $58.0M / $65.3M |
| Active participants, start / end of year | 654 / 741 |
| Participants with account balances | 785 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Reed & Company |
Largest service providers (Schedule C)
| Bcgm Wealth Management LLC | $58,701 reported compensation |
| Fidelity Investments Institutional | −$7,264 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013135507NAL0001369521001, received 2025-10-13, EIN 14-2013899, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.