Remprex, LLC 401(k) Review & Grade
Remprex, LLC Retirement Savings Plan
Lisle, ILProfessional, Scientific & Technical Services554 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$254Employer $ per active participant
$1,128Employee $ saved per active participant
1.96%Direct admin cost, % of plan assets
$7.4MNet plan assets, end of year
$19,734Average balance per account
Score breakdown
- Employer generosity4.8 / 5010th percentile for employer $ per participant
- Low cost0.3 / 251th percentile for low admin cost vs. same-size plans
- Employee saving0.8 / 156th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score6 / 100 · Grade F
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 10th |
| Lower admin cost | 1th |
| Employee saving | 6th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Corrective distributions: the plan refunded $51,640 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Remprex put in about $254 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (1.96% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $140,380 |
| Participant (employee) contributions | $624,352 |
| Other contributions (incl. rollovers in) | $86,810 |
| Administrative expenses paid from the plan | $141,153 |
| Investment advisory & management fees | $25,166 |
| Other admin expenses | $83,643 |
| Benefits paid out | $1,146,206 |
| Net assets, start / end of year | $7.0M / $7.4M |
| Active participants, start / end of year | 604 / 503 |
| Participants with account balances | 373 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Eric J. Fernandez & Company |
Largest service providers (Schedule C)
| Remprex LLC | $83,643 reported compensation |
| Empower Annuity Insurance Company O | $32,344 reported compensation |
| Gallagher Benefit Services Inc DBA | $23,168 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014081952NAL0001119107001, received 2025-10-14, EIN 20-5816967, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.