Rent Group Inc. 401(k) Review & Grade
Rent Group Inc., Thrift & Retirement Plan
Atlanta, GAInformation614 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,740Employer $ per active participant
$6,574Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$92.7MNet plan assets, end of year
$96,808Average balance per account
Score breakdown
- Employer generosity23.6 / 5047th percentile for employer $ per participant
- Low cost24.4 / 2598th percentile for low admin cost vs. same-size plans
- Employee saving5.2 / 1535th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score53 / 100 · Grade C
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 47th |
| Lower admin cost | 98th |
| Employee saving | 35th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Rent Group put in about $2,740 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,681,057 |
| Participant (employee) contributions | $4,033,030 |
| Other contributions (incl. rollovers in) | $1,351,701 |
| Administrative expenses paid from the plan | $9,907 |
| Investment advisory & management fees | $22,411 |
| Benefits paid out | $10,661,834 |
| Net assets, start / end of year | $81.8M / $92.7M |
| Active participants, start / end of year | 582 / 645 |
| Participants with account balances | 958 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $24,307 reported compensation |
| Fidelity Investments Institutional | −$12,179 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251003114355NAL0002188160001, received 2025-10-03, EIN 45-2461735, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.