Revive Health Senior Center, LLC 401(k) Review & Grade
Revive 401(k) Plan
Reno, NVAgriculture, Forestry, Fishing & Hunting502 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$685Employer $ per active participant
$1,532Employee $ saved per active participant
0.56%Direct admin cost, % of plan assets
$3.2MNet plan assets, end of year
$7,123Average balance per account
Score breakdown
- Employer generosity22.6 / 5045th percentile for employer $ per participant
- Low cost4.9 / 2520th percentile for low admin cost vs. same-size plans
- Employee saving6.5 / 1544th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-5 pts1 issue reported on the filing
Total score32 / 100 · Grade D
This plan vs. peers
Peers: Agriculture, Forestry, Fishing & Hunting plans with 500–2,499 active participants (118 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 45th |
| Lower admin cost | 20th |
| Employee saving | 44th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
Auditor disclaimer: the auditor issued a disclaimer of opinion.
What to do if you're in this plan
- Revive Health Senior Center put in about $685 per active participant, below the typical peer ($774). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.56% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $344,164 |
| Participant (employee) contributions | $769,754 |
| Other contributions (incl. rollovers in) | $91,728 |
| Administrative expenses paid from the plan | $14,157 |
| Other admin expenses | $14,157 |
| Benefits paid out | $248,268 |
| Net assets, start / end of year | $1.9M / $3.2M |
| Active participants, start / end of year | 489 / 516 |
| Participants with account balances | 444 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Gilbert and Stewart Cpas |
Largest service providers (Schedule C)
| T. Rowe Price RPS, Inc. | $14,157 reported compensation |
| American Funds | $0 reported compensation |
| Dimensional Funds | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013111154NAL0001797616001, received 2025-10-13, EIN 83-2504049, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.