Rimkus Consulting Group, Inc. 401(k) Review & Grade
Rimkus Consulting Group, Inc. 401(k) Plan
Houston, TXProfessional, Scientific & Technical Services1,035 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,923Employer $ per active participant
$8,320Employee $ saved per active participant
0.25%Direct admin cost, % of plan assets
$102.9MNet plan assets, end of year
$95,466Average balance per account
Score breakdown
- Employer generosity23.8 / 5048th percentile for employer $ per participant
- Low cost11.7 / 2547th percentile for low admin cost vs. same-size plans
- Employee saving6.6 / 1544th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score42 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 48th |
| Lower admin cost | 47th |
| Employee saving | 44th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Corrective distributions: the plan refunded $73,817 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Rimkus Consulting Group put in about $2,923 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,025,624 |
| Participant (employee) contributions | $8,610,687 |
| Other contributions (incl. rollovers in) | $1,758,687 |
| Administrative expenses paid from the plan | $240,257 |
| Contract administrator fees | $192,813 |
| Investment advisory & management fees | $45,594 |
| Other admin expenses | $1,850 |
| Benefits paid out | $12,297,936 |
| Net assets, start / end of year | $86.9M / $102.9M |
| Active participants, start / end of year | 1,043 / 1,027 |
| Participants with account balances | 1,078 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Withumsmith+brown, PC |
Largest service providers (Schedule C)
| Voya Retirement Insurance & Annuity | $195,416 reported compensation |
| MBG Retirement Plans, Inc. | $75,000 reported compensation |
| Voya Retirement Advisors, LLC | $44,930 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015140250NAL0005068785001, received 2025-10-15, EIN 76-0163936, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.