Robert Half Inc. 401(k) Review & Grade
Robert Half Inc. 401(k) Plan
San Ramon, CAAdministrative, Support & Staffing Services5,591 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,953Employer $ per active participant
$9,723Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$597.9MNet plan assets, end of year
$81,979Average balance per account
Score breakdown
- Employer generosity44.8 / 5090th percentile for employer $ per participant
- Low cost19.6 / 2578th percentile for low admin cost vs. same-size plans
- Employee saving14.4 / 1596th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score86 / 100 · Grade A
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 2,500–9,999 active participants (125 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 90th |
| Lower admin cost | 78th |
| Employee saving | 96th |
| Peers that auto-enroll | 22% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Corrective distributions: the plan refunded $280 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Robert Half put in about $2,953 per active participant, more than the typical peer ($342). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $16,511,664 |
| Participant (employee) contributions | $54,363,848 |
| Other contributions (incl. rollovers in) | $4,496,518 |
| Administrative expenses paid from the plan | $271,329 |
| Contract administrator fees | $2,700 |
| Investment advisory & management fees | $205,190 |
| Other admin expenses | $11,044 |
| Benefits paid out | $37,372,618 |
| Net assets, start / end of year | $475.6M / $597.9M |
| Active participants, start / end of year | 5,751 / 5,431 |
| Participants with account balances | 7,293 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Armanino, LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $205,190 reported compensation |
| Fidelity Investments Institutional | $29,947 reported compensation |
| Armamino LLP | $25,148 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014171703NAL0007006658001, received 2025-10-14, EIN 94-1648752, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.