Round Room Holdings, Inc. 401(k) Review & Grade
Round Room Holdings, Inc. 401(k) Profit Sharing Plan
Fishers, INInformation1,424 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,016Employer $ per active participant
$3,210Employee $ saved per active participant
0.40%Direct admin cost, % of plan assets
$51.3MNet plan assets, end of year
$52,195Average balance per account
Score breakdown
- Employer generosity16.2 / 5032th percentile for employer $ per participant
- Low cost7.7 / 2531th percentile for low admin cost vs. same-size plans
- Employee saving1.8 / 1512th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score29 / 100 · Grade F
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 32th |
| Lower admin cost | 31th |
| Employee saving | 12th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Round Room Holdings put in about $2,016 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.40% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,871,083 |
| Participant (employee) contributions | $4,573,222 |
| Other contributions (incl. rollovers in) | – |
| Administrative expenses paid from the plan | $184,252 |
| Contract administrator fees | $60,929 |
| Investment advisory & management fees | $114,662 |
| Benefits paid out | $3,524,711 |
| Net assets, start / end of year | $41.7M / $51.3M |
| Active participants, start / end of year | 1,428 / 1,421 |
| Participants with account balances | 983 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Dulin Ward & Dewald |
Largest service providers (Schedule C)
| Invst | $114,662 reported compensation |
| Ameritas Life Insurance Corp | $60,929 reported compensation |
| Charles Schwab Bank | $8,661 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015104538NAL0002268067001, received 2025-10-15, EIN 47-4670699, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.