Senta Partners, LLC 401(k) Review & Grade
Senta Partners 401(k) Retirement Plan
Atlanta, GAHealth Care & Social Assistance844 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,221Employer $ per active participant
$4,850Employee $ saved per active participant
0.22%Direct admin cost, % of plan assets
$53.8MNet plan assets, end of year
$71,604Average balance per account
Score breakdown
- Employer generosity37.1 / 5074th percentile for employer $ per participant
- Low cost12.9 / 2551th percentile for low admin cost vs. same-size plans
- Employee saving11.6 / 1577th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score65 / 100 · Grade B
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 74th |
| Lower admin cost | 51th |
| Employee saving | 77th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Senta Partners put in about $2,221 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,875,836 |
| Participant (employee) contributions | $4,095,674 |
| Other contributions (incl. rollovers in) | $7,843,739 |
| Administrative expenses paid from the plan | $102,000 |
| Contract administrator fees | $33,701 |
| Investment advisory & management fees | $65,724 |
| Benefits paid out | $4,471,548 |
| Net assets, start / end of year | $39.4M / $53.8M |
| Active participants, start / end of year | 614 / 1,075 |
| Participants with account balances | 751 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Aprio LLP |
Largest service providers (Schedule C)
| Stancorp Financial Group | $101,326 reported compensation |
| Hauser Retirement Solutions | $65,724 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250929160952NAL0018127234001, received 2025-09-29, EIN 83-3648129, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.