Sia Partners US, Inc. 401(k) Review & Grade
Sia Partners US, Inc. 401k Plan
New York, NYProfessional, Scientific & Technical Services542 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$4,323Employer $ per active participant
$9,882Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$55.7MNet plan assets, end of year
$83,535Average balance per account
Score breakdown
- Employer generosity33.8 / 5068th percentile for employer $ per participant
- Low cost23.5 / 2594th percentile for low admin cost vs. same-size plans
- Employee saving8.7 / 1558th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score69 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 68th |
| Lower admin cost | 94th |
| Employee saving | 58th |
| Peers that auto-enroll | 48% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Sia Partners US put in about $4,323 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,344,979 |
| Participant (employee) contributions | $5,360,808 |
| Other contributions (incl. rollovers in) | $1,631,172 |
| Administrative expenses paid from the plan | $11,135 |
| Benefits paid out | $6,248,735 |
| Net assets, start / end of year | $32.8M / $55.7M |
| Active participants, start / end of year | 538 / 547 |
| Participants with account balances | 667 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Sax LLP |
Largest service providers (Schedule C)
| Adp, Inc. | $11,134 reported compensation |
| Ubs | $0 reported compensation |
| Adp Broker-Dealer | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251017050543NAL0015106578001, received 2025-10-17, EIN 74-3243189, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.