Six Flags Entertainment Corporation 401(k) Review & Grade
Cedar Fair Retirement Savings Plan
Sandusky, OHArts, Entertainment & Recreation3,248 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,033Employer $ per active participant
$5,488Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$374.3MNet plan assets, end of year
$90,186Average balance per account
Score breakdown
- Employer generosity41.2 / 5082th percentile for employer $ per participant
- Low cost23.3 / 2593th percentile for low admin cost vs. same-size plans
- Employee saving12.8 / 1585th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score70 / 100 · Grade B
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 2,500–9,999 active participants (35 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 82th |
| Lower admin cost | 93th |
| Employee saving | 85th |
| Peers that auto-enroll | 43% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
What to do if you're in this plan
- Six Flags Entertainment put in about $2,033 per active participant, more than the typical peer ($1,107). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,602,168 |
| Participant (employee) contributions | $17,824,131 |
| Other contributions (incl. rollovers in) | $530,208 |
| Administrative expenses paid from the plan | $79,610 |
| Investment advisory & management fees | $79,417 |
| Benefits paid out | $38,006,350 |
| Net assets, start / end of year | $337.4M / $374.3M |
| Active participants, start / end of year | 3,198 / 3,298 |
| Participants with account balances | 4,150 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Meaden & Moore, LTD |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $79,417 reported compensation |
| Fidelity Investments Institutional | $5,911 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015143646NAL0009773602001, received 2025-10-15, EIN 93-4097909, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.