Stockx LLC 401(k) Review & Grade
Stockx LLC 401(k) Plan
Detroit, MIRetail Trade709 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,586Employer $ per active participant
$9,445Employee $ saved per active participant
0.19%Direct admin cost, % of plan assets
$49.7MNet plan assets, end of year
$50,405Average balance per account
Score breakdown
- Employer generosity38.6 / 5077th percentile for employer $ per participant
- Low cost13.8 / 2555th percentile for low admin cost vs. same-size plans
- Employee saving14.8 / 1599th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score77 / 100 · Grade A
This plan vs. peers
Peers: Retail Trade plans with 500–2,499 active participants (719 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 77th |
| Lower admin cost | 55th |
| Employee saving | 99th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Stockx put in about $1,586 per active participant, more than the typical peer ($743). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,124,252 |
| Participant (employee) contributions | $6,696,459 |
| Other contributions (incl. rollovers in) | $420,983 |
| Administrative expenses paid from the plan | $90,750 |
| Investment advisory & management fees | $76,777 |
| Benefits paid out | $8,138,606 |
| Net assets, start / end of year | $43.3M / $49.7M |
| Active participants, start / end of year | 763 / 655 |
| Participants with account balances | 987 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Gray, Gray, & Gray LLP |
Largest service providers (Schedule C)
| Mma Securities | $65,878 reported compensation |
| Fidelity Investments Institutional | $13,973 reported compensation |
| Strategic Advisors, Inc. | $10,900 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250812094810NAL0007136531001, received 2025-08-12, EIN 37-1788899, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.