Storyteller Canyon Operating Company LLC 401(k) Review & Grade
Sundance Mountain Resort 401k Plan
Sundance, UTProfessional, Scientific & Technical Services532 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$286Employer $ per active participant
$1,656Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$9.7MNet plan assets, end of year
$13,584Average balance per account
Score breakdown
- Employer generosity5.0 / 5010th percentile for employer $ per participant
- Low cost24.2 / 2597th percentile for low admin cost vs. same-size plans
- Employee saving1.3 / 159th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score31 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 10th |
| Lower admin cost | 97th |
| Employee saving | 9th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Corrective distributions: the plan refunded $10,982 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Storyteller Canyon Operating Company put in about $286 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $152,320 |
| Participant (employee) contributions | $881,596 |
| Other contributions (incl. rollovers in) | $12,631 |
| Administrative expenses paid from the plan | $1,207 |
| Investment advisory & management fees | $82 |
| Benefits paid out | $1,027,046 |
| Net assets, start / end of year | $8.3M / $9.7M |
| Active participants, start / end of year | 552 / 513 |
| Participants with account balances | 712 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Wsrp |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $1,125 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251222133332NAL0021435746001, received 2025-12-22, EIN 85-4199228, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.