Suncoke Energy, Inc. 401(k) Review & Grade
Suncoke 401(k) Plan
Lisle, ILManufacturing716 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$9,190Employer $ per active participant
$9,452Employee $ saved per active participant
0.09%Direct admin cost, % of plan assets
$195.9MNet plan assets, end of year
$209,569Average balance per account
Score breakdown
- Employer generosity47.7 / 5095th percentile for employer $ per participant
- Low cost19.4 / 2578th percentile for low admin cost vs. same-size plans
- Employee saving13.1 / 1587th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score83 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 95th |
| Lower admin cost | 78th |
| Employee saving | 87th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Suncoke Energy put in about $9,190 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,579,936 |
| Participant (employee) contributions | $6,767,532 |
| Other contributions (incl. rollovers in) | $56,470 |
| Administrative expenses paid from the plan | $159,448 |
| Investment advisory & management fees | $85,945 |
| Benefits paid out | $18,742,122 |
| Net assets, start / end of year | $178.9M / $195.9M |
| Active participants, start / end of year | 712 / 720 |
| Participants with account balances | 935 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Caron & Bletzer, PLLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $73,603 reported compensation |
| Creative Planning LLC | $66,282 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250825165404NAL0007829617001, received 2025-08-25, EIN 90-0640593, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.