Tabor Street Group, LLC 401(k) Review & Grade
Taborstreet 401(k) Retirement Plan
Omaha, NEWholesale Trade814 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,451Employer $ per active participant
$7,061Employee $ saved per active participant
0.28%Direct admin cost, % of plan assets
$90.7MNet plan assets, end of year
$87,227Average balance per account
Score breakdown
- Employer generosity32.3 / 5065th percentile for employer $ per participant
- Low cost10.7 / 2543th percentile for low admin cost vs. same-size plans
- Employee saving12.0 / 1580th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score65 / 100 · Grade B
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 65th |
| Lower admin cost | 43th |
| Employee saving | 80th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Tabor Street Group put in about $2,451 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,995,137 |
| Participant (employee) contributions | $5,747,322 |
| Other contributions (incl. rollovers in) | $1,720,237 |
| Administrative expenses paid from the plan | $239,619 |
| Contract administrator fees | $139,922 |
| Investment advisory & management fees | $74,804 |
| Benefits paid out | $9,596,517 |
| Net assets, start / end of year | $79.3M / $90.7M |
| Active participants, start / end of year | 795 / 833 |
| Participants with account balances | 1,040 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | RSM US LLP |
Largest service providers (Schedule C)
| John Hancock | $144,726 reported compensation |
| D.a. Davidson Companies | $70,000 reported compensation |
| RSM US LLP | $20,475 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250730103241NAL0004517697001, received 2025-07-30, EIN 82-1743949, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.