Tacombi Holding NA LLC 401(k) Review & Grade
Tacombi Holdings NA LLC 401k Plan
New York, NYAccommodation & Food Services544 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$304Employer $ per active participant
$680Employee $ saved per active participant
1.24%Direct admin cost, % of plan assets
$2.1MNet plan assets, end of year
–Average balance per account (account count looks misreported)
Score breakdown
- Employer generosity26.7 / 5053th percentile for employer $ per participant
- Low cost1.0 / 254th percentile for low admin cost vs. same-size plans
- Employee saving6.3 / 1542th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score37 / 100 · Grade D
This plan vs. peers
Peers: Accommodation & Food Services plans with 500–2,499 active participants (458 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 53th |
| Lower admin cost | 4th |
| Employee saving | 42th |
| Peers that auto-enroll | 17% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Tacombi Holding NA put in about $304 per active participant, more than the typical peer ($266). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (1.24% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $165,041 |
| Participant (employee) contributions | $369,789 |
| Other contributions (incl. rollovers in) | $398,513 |
| Administrative expenses paid from the plan | $20,953 |
| Investment advisory & management fees | $20,953 |
| Benefits paid out | $416,049 |
| Net assets, start / end of year | $1.3M / $2.1M |
| Active participants, start / end of year | 641 / 446 |
| Participants with account balances | 111 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Schulman Lobel LLP |
Largest service providers (Schedule C)
| Adp, Inc. | $17,226 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015082620NAL0004067313001, received 2025-10-15, EIN 80-0487880, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.