The Hunton Group 401(k) Review & Grade
Hunton Group Profit Sharing Plan
Houston, TXWholesale Trade518 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,440Employer $ per active participant
$9,123Employee $ saved per active participant
0.18%Direct admin cost, % of plan assets
$49.6MNet plan assets, end of year
$77,550Average balance per account
Score breakdown
- Employer generosity19.3 / 5039th percentile for employer $ per participant
- Low cost14.6 / 2558th percentile for low admin cost vs. same-size plans
- Employee saving13.7 / 1591th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score58 / 100 · Grade C
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 39th |
| Lower admin cost | 58th |
| Employee saving | 91th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Hunton Group put in about $1,440 per active participant, below the typical peer ($1,792). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $745,161 |
| Participant (employee) contributions | $4,721,209 |
| Other contributions (incl. rollovers in) | $137,121 |
| Administrative expenses paid from the plan | $80,572 |
| Contract administrator fees | $80,572 |
| Benefits paid out | $3,067,207 |
| Net assets, start / end of year | $41.8M / $49.6M |
| Active participants, start / end of year | 483 / 552 |
| Participants with account balances | 640 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cbiz Cpas P.C. |
Largest service providers (Schedule C)
| John Hancock Retirement Plan Srvcs | $80,572 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006132021NAL0001886611001, received 2025-10-06, EIN 22-2195148, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.