Thryv Holdings Inc. 401(k) Review & Grade
Thryv Savings Plan
DFW Airport, TXManagement of Companies2,013 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$4,153Employer $ per active participant
$8,254Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$840.6MNet plan assets, end of year
$186,129Average balance per account
Score breakdown
- Employer generosity34.5 / 5069th percentile for employer $ per participant
- Low cost20.6 / 2582th percentile for low admin cost vs. same-size plans
- Employee saving10.7 / 1571th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score76 / 100 · Grade A
This plan vs. peers
Peers: Management of Companies plans with 500–2,499 active participants (172 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 69th |
| Lower admin cost | 82th |
| Employee saving | 71th |
| Peers that auto-enroll | 58% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Thryv Holdings put in about $4,153 per active participant, more than the typical peer ($2,492). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $8,359,738 |
| Participant (employee) contributions | $16,615,492 |
| Other contributions (incl. rollovers in) | $891,980 |
| Administrative expenses paid from the plan | $550,453 |
| Contract administrator fees | $900 |
| Investment advisory & management fees | $207,750 |
| Other admin expenses | $140,283 |
| Benefits paid out | $102,926,293 |
| Net assets, start / end of year | $804.0M / $840.6M |
| Active participants, start / end of year | 2,041 / 1,985 |
| Participants with account balances | 4,516 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $207,750 reported compensation |
| Fidelity Investments Institutional | $145,602 reported compensation |
| Cook Street Consulting | $87,773 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250926123337NAL0010852656001, received 2025-09-26, EIN 13-2740040, plan #009, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.