TS Tech Americas, Inc. 401(k) Review & Grade
TS Tech 401k Savings Plan
Reynoldsburg, OHManufacturing2,822 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,768Employer $ per active participant
$3,381Employee $ saved per active participant
0.18%Direct admin cost, % of plan assets
$161.9MNet plan assets, end of year
$49,562Average balance per account
Score breakdown
- Employer generosity11.7 / 5023th percentile for employer $ per participant
- Low cost9.6 / 2538th percentile for low admin cost vs. same-size plans
- Employee saving2.8 / 1519th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score34 / 100 · Grade D
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 23th |
| Lower admin cost | 38th |
| Employee saving | 19th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- TS Tech Americas put in about $1,768 per active participant, below the typical peer ($3,452). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,989,489 |
| Participant (employee) contributions | $9,544,245 |
| Other contributions (incl. rollovers in) | $224,276 |
| Administrative expenses paid from the plan | $276,413 |
| Benefits paid out | $15,286,721 |
| Net assets, start / end of year | $145.1M / $161.9M |
| Active participants, start / end of year | 2,917 / 2,728 |
| Participants with account balances | 3,267 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | GBQ Partners, LLC |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $284,219 reported compensation |
| Highland Consulting Associates Inc | $67,169 reported compensation |
| GBQ Partners, LLC | $13,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250912081315NAL0000696275001, received 2025-09-12, EIN 31-1437701, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.