Tti, Inc. 401(k) Review & Grade
Tti Incorporated 401(k) Plan
Fort Worth, TXWholesale Trade4,901 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,777Employer $ per active participant
$5,768Employee $ saved per active participant
0.15%Direct admin cost, % of plan assets
$397.5MNet plan assets, end of year
$71,862Average balance per account
Score breakdown
- Employer generosity28.9 / 5058th percentile for employer $ per participant
- Low cost10.8 / 2543th percentile for low admin cost vs. same-size plans
- Employee saving7.8 / 1552th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score58 / 100 · Grade C
This plan vs. peers
Peers: Wholesale Trade plans with 2,500–9,999 active participants (103 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 58th |
| Lower admin cost | 43th |
| Employee saving | 52th |
| Peers that auto-enroll | 62% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Tti put in about $2,777 per active participant, more than the typical peer ($2,459). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $13,611,829 |
| Participant (employee) contributions | $28,267,536 |
| Other contributions (incl. rollovers in) | $5,395,648 |
| Administrative expenses paid from the plan | $560,541 |
| Contract administrator fees | $2,100 |
| Investment advisory & management fees | $163,663 |
| Benefits paid out | $40,956,699 |
| Net assets, start / end of year | $344.5M / $397.5M |
| Active participants, start / end of year | 4,852 / 4,950 |
| Participants with account balances | 5,531 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $358,453 reported compensation |
| Strategic Advisors, Inc. | $163,663 reported compensation |
| Grant Thorton | $38,425 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250731162804NAL0002734307001, received 2025-07-31, EIN 20-8234316, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.