Ultra Clean Technology Systems and Service, Inc. 401(k) Review & Grade
Uct Retirement Savings Plan
Hayward, CAManufacturing1,773 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,676Employer $ per active participant
$6,613Employee $ saved per active participant
0.26%Direct admin cost, % of plan assets
$147.0MNet plan assets, end of year
$61,500Average balance per account
Score breakdown
- Employer generosity17.4 / 5035th percentile for employer $ per participant
- Low cost11.7 / 2547th percentile for low admin cost vs. same-size plans
- Employee saving10.5 / 1570th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score30 / 100 · Grade D
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 35th |
| Lower admin cost | 47th |
| Employee saving | 70th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $576 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Ultra Clean Technology Systems and Service put in about $1,676 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,970,681 |
| Participant (employee) contributions | $11,724,641 |
| Other contributions (incl. rollovers in) | $984,800 |
| Administrative expenses paid from the plan | $348,297 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $139,583 |
| Benefits paid out | $12,362,151 |
| Net assets, start / end of year | $126.0M / $147.0M |
| Active participants, start / end of year | 1,774 / 1,772 |
| Participants with account balances | 2,390 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | KBF Cpas - Audit, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $209,231 reported compensation |
| Global Retirement Partners LLC | $98,859 reported compensation |
| Strategic Advisors, Inc. | $40,723 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010155408NAL0004389987001, received 2025-10-10, EIN 94-3144654, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.